Privacy Policy

Last Updated November 2022

Agreement to Terms

What information do we collect?

Use of information collected; Opt-out.

With whom do we share the information collected?

Changes to Our Privacy Policy and Effective Date

Protection of Your Personal Information

Links and Third-Party Privacy Policies

Gramm-Leach-Bliley Privacy Notice

Agreement to Terms.

We, Platinum Life Financial (“us” or “we”), respect the privacy of the visitors to the Platinum Life Financial website (this “website” or “site”). This privacy policy (“privacy policy” or “policy”) is an agreement between us and you, as the user of this website (“you”). This agreement tells you when this policy is effective, what information we collect from you, how we might use it, how you can review or change the personal information you provided to us, how we may change this policy, and the steps we take to ensure that your personal information is protected.

All activities in which you engage at this website are voluntary. You are not required to provide any personal information to us unless you choose to access features on the site which require the information. If you do not agree with the terms of this policy or other terms of use posted on this website, then you should immediately exit this website, discontinue using the site, and do not provide us with any personally-identifying information. By your use of this website, you signify your agreement to the terms of this privacy policy as well as to our terms of use. The terms of use of this site are expressly incorporated herein by reference and made a part of this policy. This online privacy policy applies only to information collected through this site and does not apply to any information we may collect from you at any place other than this website.

What information do we collect?

You may be required to provide personal information to access or use certain parts of our website, or features of the site, or related products or services. If you do not provide the requested personal information, you may not be able to access or use the features of the site or products or services where such information is requested.

Depending upon the nature of the transaction, the personally identified or identifying information collected may include your name, address, telephone number, e-mail address, fax number, date of birth, age, gender, credit card information, debit card information, bank account information, Social Security number, drivers license number, occupation, education, the products or types of products purchased, leased, or rented by the customer, real property purchased, leased, or rented, services or the types of services provided to the customer, debit, credit, or bank balances, payment history, and information relating to the creditworthiness, assets, income, or liabilities of the customer. We may also collect information from you that is more general in nature (“general information”). Such information may include your IP address, which enables us to identify your computer or device on a TCP/IP network, which includes the World Wide Web, cookies, or “click stream data” (server address, domain name). Such general information may be collected from you whenever you access the site, whether or not you provide us with any personal information. This information can be combined with any information you voluntarily provide to us, which will enable us to analyze and better customize your visits.

Use of information collected; Opt-out.

We will use the personal information you provide and any general information we receive from you to (a) provide products and services to you, (b) send you information or materials via e-mail about products, services, offers, and matters we believe might be of interest you; and analyze visits to the website and learn about the interests of our visitors in aggregate and also on a personal level to better understand your interests and needs, so we can improve our products and services and deliver to you the type of content, features and promotions that you are most interested in. If you no longer wish to receive any e-mails from us, you may opt-out of receiving future emails at any time by clicking on the Unsubscribe hyperlink in any e-mail you have previously received from us or any that you receive from us in the future.

If you would like to correct any of your information or if you have any concerns about the misuse of your personal data please feel free to contact us using the information on this website.

With whom do we share the information collected?

Except as described herein, we do not share your personally identifying information with third parties. We will not rent or sell personally identifying information to anyone.

We disclose potentially personally-identifying information to those of our employees, contractors (including website operators), and affiliated organizations that (i) need to know that information in order to process it on our behalf or to provide services available at our website, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors, and affiliated organizations may be located outside of your home country; by using this website, you consent to the transfer of such information to them. We will release personal or general information for security purposes, when required by law, or to prevent imminent harm to any person or entity. We will disclose personal or general information upon receipt of a court order or subpoena, or to cooperate with a law enforcement investigation. We fully cooperate with law enforcement agencies in identifying those who use our services for illegal activities. We reserve the right to report to law enforcement agencies any activities that we in good faith believe to be unlawful, as determined in our sole discretion. Release of your personal data for security purposes, as described in this agreement to any person or entity under any circumstances shall be based on a determination made solely by us, exercising our own discretion, permission for which is expressly granted by you to us in accordance with this policy.

Changes to Our Privacy Policy and Effective Date:

The effective date of this Privacy Policy is November 5, 2021, and will remain in effect except with respect to any of its provisions that are changed in the future, in which case the changes will become effective on the date they are posted on the website or we otherwise notify you of the changes. We reserve the right to change this privacy policy at any time. Changes, modifications, additions, or deletions will be effective immediately on their posting to this website. You should check this policy periodically as its terms may change from time to time. Your continued use of the site after we post any such modifications will constitute your acknowledgment of the modified policy and your agreement to abide and be bound by the modified policy. We will also revise the “last updated” date found at the beginning of this privacy policy when we post changes to it.

Protection of Your Personal Information.

In order to protect both the personal information and the general information that we receive from you through our website, we and our website host have implemented various security measures, including physical, electronic and managerial procedures to safeguard and secure the information we collect.

Please keep in mind, however, that whenever you give out personal information online there is a risk that third parties may intercept and use that information. While we strive to protect your personal information and privacy, we cannot guarantee the security of any information you disclose online.

Links and Third-Party Privacy Policies

This website may display links to websites that it does not operate. If you decide to visit those websites, you should read their privacy policies. We do not ensure the security of your personal information if you visit websites not belonging to Platinum Life Financial.

Gramm-Leach-Bliley Privacy Notice

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Credit scores and employment information
  • Credit card or other debt
  • We share your personal information for everyday business purposes such as loan brokering and origination, processing your loan with lenders, and responding to inquiries about your loan.

    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

    We collect your personal information, for example, when you:

  • give us your contact, income, debt, and/or employment information
  • apply for a loan
  • We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
  • You can ask us to delete the personal information that we maintain about you. To request deletion or access personal information, contact