Get a Mortgage That Works for You

Call Now (949) 229-3911

Get a Mortgage That Works for You

Call Now (949) 229-3911

Today’s Mortgage Rates

Make the most of your mortgage through a smart refinance with today’s rates. Give us a call or get started online.


Rate / APR

Mortgage Type

4.875% / 5.070% 30 Year Fixed
4.125% / 4.455% 15 Year Fixed
Rates as of Jan 31, 2023 9:00am PST. See Legal disclosure

Young couple in front of an open house.

Platinum Life Financial Mortgage Brokers Offer Low Interest and Commission Rates

Get a mortgage that is right for you

Platinum Life Financial offers low-interest rates compared to other brokers because we ask for low commission rates from lenders and do not request buyers for compensation. This way, interest rates offered to our clients are competitive.

In addition, our network of non-qualified mortgage private lenders helps borrowers who have difficulty getting approved due to direct lenders’ strict underwriting criteria. Even with a lack of income proof, recent bankruptcy, poor credit, or residency restrictions, we can help find a solution.

Serving 1st Time Home Buyers and Real Estate Investor Since 2019

Mortgage and refinancing solutions available to California Residents.



Home Possible




FHA Streamline


Cash Out Refinance


Grow Your Business with Business Financing Loans

Fast, Easy and Straight Forward Process


Our Values

In an industry strife with deception and scoundrel-like behavior, Platinum Life Financial strives to serve our clients in a mutually beneficial manner, where trust and long-term relationships are built through transparency and soliciting good faith advice on behalf of the consumer. Under these values, we believe our contribution to our clients will create repeat business, allowing us and our clients to grow together.

Our company actively encourages our employees to make daily decisions based on such values, even if it goes against our short-term interests. Because at the end of the day, as long as we can consistently add worth to our client’s business, our clients will always come back to us for their financial needs. This is the equilibrium we seek in the relationship with each of our clients.