Get a Mortgage That Works for You
Call Now (949) 229-3911
Get a Mortgage That Works for You
Call Now (949) 229-3911
Type of Loan
Refinance a home
Take cash out
Type of Loan
Refinance a home
Buy a new home
Take cash out
Online Mortgage Refinance (No Cash Out) Quote Request
Online Mortgage Refinance (With Cash Out) Quote Request
Online Home Purchase Mortgage Quote Request
Today’s Mortgage Rates
Make the most of your mortgage through a smart refinance with today’s rates. Give us a call or get started online.
Rate / APR |
Mortgage Type |
| 4.875% / 5.070% | 30 Year Fixed |
| 4.125% / 4.455% | 15 Year Fixed |
| Rates as of Jan 31, 2023 9:00am PST. See Legal disclosure | |
Rate and APR Disclosures
Displayed refinance rates are sample rates current as of the date/time shown above and are for purchasing an owner-occupied, single-family home in California, with a loan amount of $400,000, a loan-to-value ratio of 70%, a borrower credit score of 740+, and 3 points buy down.
Rates are subject to change daily until locked and may not be available at the time of application and lock. APR is an estimate. Actual APR may vary. Please call to discuss loans based on your specific needs and qualifications.
Platinum Life Financial Mortgage Brokers Offer Low Interest and Commission Rates
Get a mortgage that is right for you
Platinum Life Financial offers low-interest rates compared to other brokers because we ask for low commission rates from lenders and do not request buyers for compensation. This way, interest rates offered to our clients are competitive.
In addition, our network of non-qualified mortgage private lenders helps borrowers who have difficulty getting approved due to direct lenders’ strict underwriting criteria. Even with a lack of income proof, recent bankruptcy, poor credit, or residency restrictions, we can help find a solution.
Serving 1st Time Home Buyers and Real Estate Investor Since 2019
Mortgage and refinancing solutions available to California Residents.
Conventional
FHA
Home Possible
Jumbo
VA
Non-Qualified
FHA Streamline
VA IRRRL
Cash Out Refinance
BUSINESS LOAN
Grow Your Business with Business Financing Loans
Fast, Easy and Straight Forward Process
GUIDING COMPASS
Our Values
In an industry strife with deception and scoundrel-like behavior, Platinum Life Financial strives to serve our clients in a mutually beneficial manner, where trust and long-term relationships are built through transparency and soliciting good faith advice on behalf of the consumer. Under these values, we believe our contribution to our clients will create repeat business, allowing us and our clients to grow together.
Our company actively encourages our employees to make daily decisions based on such values, even if it goes against our short-term interests. Because at the end of the day, as long as we can consistently add worth to our client’s business, our clients will always come back to us for their financial needs. This is the equilibrium we seek in the relationship with each of our clients.