Get a Mortgage That Works for You
Type of Loan
Refinance a home
Take cash out
Type of Loan
Refinance a home
Buy a new home
Take cash out
Online Mortgage Refinance (No Cash Out) Quote Request
By submitting my information, I understand that I am consenting for Platinum Life Financial LLC to contact me to discuss mortgage and interest rate options at the email address and phone number provided, including via text messaging, automated or pre-recorded means. Standard data and text messaging rates apply. I agree that I am subscribing to receive Platinum LifeFinancial marketing emails. Platinum Life Financial respects your privacy and treats your confidential information as such. For information, please review our Privacy Policy.
Online Mortgage Refinance (With Cash Out) Quote Request
By submitting my information, I understand that I am consenting for Platinum Life Financial LLC to contact me to discuss mortgage and interest rate options at the email address and phone number provided, including via text messaging, automated or pre-recorded means. Standard data and text messaging rates apply. I agree that I am subscribing to receive Platinum LifeFinancial marketing emails. Platinum Life Financial respects your privacy and treats your confidential information as such. For information, please review our Privacy Policy.
Online Home Purchase Mortgage Quote Request
Today’s Mortgage Rates
Make the most of your mortgage through a smart refinance with today’s rates. Give us a call or get started online.
Rate / APR |
Mortgage Type |
| 5.750% / 6.210% | 30 Year Fixed |
| 5.125% / 5.535% | 15 Year Fixed |
| Rates as of March 20, 2023 9:00am PST. See Legal disclosure | |
Rate and APR Disclosures
Displayed refinance rates are sample rates current as of the date/time shown above and are for purchasing an owner-occupied, single-family home in California, with a loan amount of $400,000, a loan-to-value ratio of 70%, a borrower credit score of 740+, and 3 points buy down.
Rates are subject to change daily until locked and may not be available at the time of application and lock. APR is an estimate. Actual APR may vary. Please call to discuss loans based on your specific needs and qualifications.
Welcome to Platinum Life Financial
Get a mortgage that is right for you
We understand that obtaining a mortgage can be daunting, so we strive to make it as seamless and stress-free as possible. Our commitment to providing exceptional service begins with our competitively low-interest rates.
Unlike other brokers, we keep our commission rates low, which means we can offer you some of the lowest interest rates on the market. We never request compensation from buyers, allowing us to keep our focus solely on finding the best possible mortgage for you.
Serving 1st Time Home Buyers and Real Estate Investor Since 2019
Mortgage and refinancing solutions available to California Residents.
Conventional
FHA
Home Possible
Jumbo
VA
Non-Qualified
FHA Streamline
VA IRRRL
Cash Out Refinance
BUSINESS LOAN
Grow Your Business with Business Financing Loans
Fast, Easy and Straight Forward Process
GUIDING COMPASS
Our Values
At Platinum Life Financial, we believe in serving our clients with integrity, transparency, and good faith advice. In an industry that can be plagued with deception and unscrupulous behavior, we strive to build trust and long-term relationships with our clients.
We understand that our success is linked to the success of our clients, and we are committed to adding value to their businesses. We believe that by consistently providing exceptional service and advice, we can establish enduring relationships that benefit both parties.
Our company culture reflects our values, and we encourage our employees to make daily decisions with our clients’ best interests in mind, even if it means sacrificing our short-term interests. We believe that this approach builds credibility and strengthens our relationships with our clients.